100th post=100%? I hope so! Matriculation vs. Form 6!

Well, i admitted that most of my posts are related to education and my scholarships application status!
I can't deny that i love study, but i am not a bookworm!
Yesterday, my mum asked me what i am going to do if i can't get any scholarship and matriculation after i appealed, i told her that i dunno!
Then, i told her maybe i will go to form 6!
After that, she asked me whether i want go to college, i also dunno, actually, i don't want my parents to use their hard-earned money to support my studies, their hard-earned money should be used for their own benefits-they now mid-fourty already! She said if i want to study at college taking A-level or foundation, she still got the money, but for degree(3 or 4 years), she think that she will borrow the money from bank or work harder! But, i know it's difficult to find out such amount of money, then i told her that i will think carefully!
Foundation or any pre-university courses, maybe under FaMa scholarship!
Degree, i can borrow ptptn or sspn money!
If i don't want, i can study form 6 first, then just decided what to do!
Maybe some will think why i think i no chance at all to secure JPA scholarship, am i right?
This is because i think it's better to prepare for the worst consequence, if not, i dunno what to do when i am facing such situation!
If JPA offers me the scholarship, for sure, i will go for it, and then study harder to achieve my dream and my parents' hope!-But, anyone can tell me the chance to secure JPA scholarship?-0%, 10%, 20%, ....., 50%, ..... or 100%?
Well, for matriculation, if my appeal been received and they offer me a place, i still want to think, Why? This is because Matriculation vs. Form 6 case, many argue about this, i also worry about this!

I just copy from recom.org and paste them as below-take a look!thx
Matrix: (pros)
- puts student in a college life situation (i.e living in hostels away from home, being independent)
- the course is shorter than form 6 (for those who got one year program)
- can straight away apply for university after graduation (matrix finishes in April, IPTA intake is in may)
- final exams are written by the college itself, not the gov (so students can pester lecturers to give some useful tips)

Form 6: (pros)
- form 6 qualification is recognized by IPTA
- can apply for oversea scholarship/university with STPM qualifications
- get to stay at home
- has a longer time to complete compared to matrix, giving students more time to fully understand the syllabus

Matrix: (cons)
- can only apply to IPTA--meaning you have no chance of studying overseas after you graduate from matrix
- rm1000 allowance given per semester... its quite little actually, and students who does not use their money wisely are sure to run out of it b4 the end of the semester
- matrix is 90% bumi and 10% non-bumi- i just write about real fact-sorry for this statement!

Form 6: (cons)
- after graduating from form 6, students have to wait for 4-5 more months b4 they get to enter university as most universities perform intakes in may
- final exams (STPM) are set by the gov instead of the school teachers.. so no use trying to beg their teachers for hints and tips- i like it!
- form 6 students will be studying in their comfort zones (as they have their parents at home to take care of them), and once they enter university they mite find it hard to cope as they have exited their comfort zone.

Endless debate
Topic!